Products / Salary Check-Off Loans
SALARY-BASED FINANCE
Explore short-term financing for eligible government employees through participating institutions and salary check-off arrangements.
HOW THE FACILITY WORKS
Eligibility begins with your employer’s arrangement with Brichton and an assessment of your income and existing commitments.
01
Confirm that your employer has a contract or memorandum of understanding with Brichton.
02
Your income, existing deductions and requested amount are reviewed before an offer is made.
03
Approved repayments are structured through salary deductions under the applicable arrangement.
01
Confirm that your institution participates in Brichton’s salary check-off programme.
02
Understand how the available amount is determined from your income and existing deductions.
03
Review the repayment period, salary deduction process and full borrowing cost.
04
Prepare the employment, salary and institutional information requested for assessment.
BEFORE YOU APPLY
Review eligibility, loan limits, affordability and repayment terms before submitting your application.
01
Complete the applicant information in the Salary Check-Off Loans form.
02
Provide your employer, salary, existing loan and length-of-employment information.
03
Consider the approved amount, borrowing costs and salary deduction arrangement before accepting.
Explore financing backed by your vehicle.
Funding for working capital and business plans.
Financing for personal needs between paydays.
Finance productive assets and equipment.
Use your property to support your next plan
